Church finance made simple

Simple enough for Nanny. Strong enough for the church.

SimpleSteward helps churches move from manual bookkeeping to clear online financial workflows without expensive monthly software or confusing accounting screens.

Fund accountingGiving & depositsChecks & EFTReconciliation
SimpleSteward Dashboard
General Fund$18,420
Building Fund$7,850
Undeposited$625
Budget Health82%
1
Record giving
Default to General Fund, add donor as needed
2
Create deposit
Select gifts from Undeposited Funds
3
Pay bills
Print checks or record ACH/EFT payments
4
Reconcile
Clear deposits and payments against the bank

The story

Built because one church needed a better way.

SimpleSteward started with a practical need. Our church needed a financial system that did not cost a large amount every month, did not force volunteers into complex accounting software, and worked the way church finance actually works.

Many churches are still powered by faithful people using paper records, handwritten reports, checkbooks, and spreadsheets. SimpleSteward was built for them.

“If Nanny can use it, the church can use it.”

That became the design standard. A 92-year-old church bookkeeper who had never used a computer for finance should be able to transition from manual records to clear online workflows with confidence.

That is why Nanny Mode exists.

What it does

Church bookkeeping workflows, not generic accounting clutter.

SimpleSteward focuses on the work churches actually do every week: giving, deposits, checks, budgets, statements, reconciliation, reporting, and accountability.

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Fund accounting

Track General Fund, Building Fund, and future designated funds with clear balances and reporting.

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Giving & donors

Record donations by donor, add new donors during entry, and prepare annual contribution statements.

Deposits

Move gifts from Undeposited Funds into checking accounts with printable deposit slips.

Checks & payments

Write checks, record ACH/EFT payments, manage vendors, and print 3-check-per-page formats.

Budgets & reports

Set annual budgets by expense account and compare year-to-date and monthly actuals.

Bank reconciliation

Check off cleared deposits and payments, balance to the bank statement, and preserve reconciliation history.

Transaction register

View a bank-style running history with deposits, payments, cleared status, accounts, and running balance.

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Roles & access

Use role-based access for administrators, bookkeepers, data entry users, check writers, auditors, and viewers.

Accountability log

Track financial and administrative activity for finance committee review, audit support, and transparency.

Nanny Mode

The guided role for everyday church bookkeepers.

Nanny Mode is the default day-to-day bookkeeper experience. It gives the user access to the tasks needed for normal church finance work while keeping advanced administration out of the way.

It honors the person this product was designed for: the faithful volunteer who has been keeping the books for years and deserves a system that respects how they work.

Record giving and add donors
Create deposits and print deposit slips
Write checks or record ACH/EFT payments
Manage vendors and expense accounts
Set budgets and run reports
Reconcile the bank statement
Generate contribution statements
Use plain-language help and guided next steps

Mission and objective

Designed around faithful stewardship.

Mission

SimpleSteward exists to help churches manage their finances with clarity, confidence, and simplicity by giving pastors, treasurers, finance teams, and volunteers an affordable way to move from manual bookkeeping to effective online financial workflows.

Objective

Our objective is to provide an easy-to-use fund accounting system that supports giving, donors, deposits, checks, budgets, reconciliation, statements, reporting, and accountability, simple enough for a first-time computer user and structured enough for proper church finance.

Pricing direction

Built to avoid another expensive monthly burden.

Final pricing can come later. The guiding principle is simple: churches should not have to overpay for the basic financial workflows they need to steward money well.

Simple

Small churches
Low-cost
  • Giving and donors
  • Deposits and checks
  • Basic reports
  • Nanny Mode

Complete

Larger teams
Advanced
  • API integrations
  • Google Workspace federation
  • Advanced roles
  • Multi-tenant support

Ready to simplify church finance?

Use SimpleSteward to help your finance volunteers move from manual processes to clear, guided, accountable workflows.

Request a demo